Allstate (ALL) reported $16.71 billion in income for the quarter ended December 2024, representing a year-over-year enhance of 12.1%. EPS of $7.67 for a similar interval compares to $5.82 a yr in the past.
The reported income represents a shock of -0.01% over the Zacks Consensus Estimate of $16.71 billion. With the consensus EPS estimate being $6.51, the EPS shock was +17.82%.
Whereas buyers carefully watch year-over-year modifications in headline numbers — income and earnings — and the way they examine to Wall Road expectations to find out their subsequent plan of action, some key metrics all the time present a greater perception into an organization’s underlying efficiency.
As these metrics affect top- and bottom-line efficiency, evaluating them to the year-ago numbers and what analysts estimated helps buyers undertaking a inventory’s worth efficiency extra precisely.
Right here is how Allstate carried out within the simply reported quarter by way of the metrics most generally monitored and projected by Wall Road analysts:
- Mixed Ratio – Property-liability: 86.9% in comparison with the 90.2% common estimate based mostly on seven analysts.
- Expense Ratio – Property-liability: 23.2% versus 22% estimated by six analysts on common.
- Loss Ratio – Property-liability: 63.7% versus the six-analyst common estimate of 67.8%.
- Mixed Ratio – Auto: 93.5% versus 93.2% estimated by six analysts on common.
- Property-Legal responsibility- Web Premiums Earned: $13.93 billion versus $14 billion estimated by seven analysts on common. In comparison with the year-ago quarter, this quantity represents a +10.6% change.
- Allstate Well being and Advantages- Web Funding Revenue: $26 million versus the six-analyst common estimate of $25.87 million. The reported quantity represents a year-over-year change of +18.2%.
- Allstate Well being and Advantages- Different Income: $144 million in comparison with the $129.41 million common estimate based mostly on six analysts. The reported quantity represents a change of +2.1% yr over yr.
- Property-Legal responsibility- Different Income: $493 million in comparison with the $472.64 million common estimate based mostly on six analysts. The reported quantity represents a change of +20.2% yr over yr.
- Company and Different- Web Funding Revenue: $24 million versus the six-analyst common estimate of $23.16 million. The reported quantity represents a year-over-year change of 0%.
- Allstate Well being and Advantages- Accident and medical health insurance premiums and contract fees: $482 million versus the six-analyst common estimate of $479.81 million. The reported quantity represents a year-over-year change of +3.2%.
- Property-Legal responsibility- Web Funding Revenue: $757 million in comparison with the $683.89 million common estimate based mostly on six analysts. The reported quantity represents a change of +40.7% yr over yr.
- Safety Companies- Web Funding Revenue: $26 million versus the five-analyst common estimate of $24.41 million. The reported quantity represents a year-over-year change of +30%.
View all Key Company Metrics for Allstate here>>>
Shares of Allstate have returned +2.6% over the previous month versus the Zacks S&P 500 composite’s +1.7% change. The inventory presently has a Zacks Rank #3 (Maintain), indicating that it might carry out in step with the broader market within the close to time period.
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The Allstate Corporation (ALL) : Free Stock Analysis Report
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The views and opinions expressed herein are the views and opinions of the writer and don’t essentially replicate these of Nasdaq, Inc.
