Cincinnati Monetary (CINF) reported $2.65 billion in income for the quarter ended December 2024, representing a year-over-year enhance of 14.7%. EPS of $3.14 for a similar interval compares to $2.28 a yr in the past.
The reported income represents a shock of +1.09% over the Zacks Consensus Estimate of $2.63 billion. With the consensus EPS estimate being $1.90, the EPS shock was +65.26%.
Whereas buyers carefully watch year-over-year adjustments in headline numbers — income and earnings — and the way they evaluate to Wall Road expectations to find out their subsequent plan of action, some key metrics all the time present a greater perception into an organization’s underlying efficiency.
Since these metrics play an important position in driving the top- and bottom-line numbers, evaluating them with the year-ago numbers and what analysts estimated about them helps buyers higher mission a inventory’s worth efficiency.
Right here is how Cincinnati Monetary carried out within the simply reported quarter by way of the metrics most generally monitored and projected by Wall Road analysts:
- Property Casualty Insurance coverage Phase – Expense Ratio: 29.7% versus the six-analyst common estimate of 30.1%.
- Property Casualty Insurance coverage Phase – Loss and loss bills: 55% in comparison with the 63.2% common estimate primarily based on six analysts.
- Property Casualty Insurance coverage Phase – Mixed Ratio: 84.7% in comparison with the 93.2% common estimate primarily based on six analysts.
- Business Traces Insurance coverage – Loss and loss bills: 53.8% versus the five-analyst common estimate of 61.3%.
- Revenues- Earned premiums- Whole: $2.37 billion versus the six-analyst common estimate of $2.34 billion. The reported quantity represents a year-over-year change of +14.6%.
- Funding earnings, internet of expenses- Whole: $280 million in comparison with the $265.55 million common estimate primarily based on six analysts. The reported quantity represents a change of +17.2% yr over yr.
- Revenues- Private Traces Insurance coverage- Earned premiums: $726 million in comparison with the $711.68 million common estimate primarily based on 5 analysts. The reported quantity represents a change of +29.6% yr over yr.
- Revenues- Life Insurance coverage Subsidiary- Earned premiums: $81 million in comparison with the $79.35 million common estimate primarily based on 5 analysts. The reported quantity represents a change of +1.3% yr over yr.
- Revenues- Business Traces Insurance coverage- Earned premiums: $1.16 billion versus $1.17 billion estimated by 5 analysts on common. In comparison with the year-ago quarter, this quantity represents a +7.4% change.
- Revenues- Property Casualty Insurance coverage- Charge revenues: $3 million versus the five-analyst common estimate of $2.60 million. The reported quantity represents a year-over-year change of 0%.
- Whole revenues- Extra and surplus strains insurance coverage: $169 million versus the five-analyst common estimate of $166.06 million. The reported quantity represents a year-over-year change of +13.4%.
- Revenues- Property Casualty Insurance coverage- Earned premiums: $2.28 billion versus $2.26 billion estimated by 5 analysts on common. In comparison with the year-ago quarter, this quantity represents a +15.1% change.
View all Key Company Metrics for Cincinnati Financial here>>>
Shares of Cincinnati Monetary have returned +1% over the previous month versus the Zacks S&P 500 composite’s +2.1% change. The inventory at present has a Zacks Rank #4 (Promote), indicating that it may underperform the broader market within the close to time period.
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Cincinnati Financial Corporation (CINF) : Free Stock Analysis Report
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