For the quarter ended March 2025, FB Monetary (FBK) reported income of $130.67 million, up 21.6% over the identical interval final 12 months. EPS got here in at $0.85, in comparison with $0.85 within the year-ago quarter.
The reported income compares to the Zacks Consensus Estimate of $132.69 million, representing a shock of -1.52%. The corporate has not delivered EPS shock, with the consensus EPS estimate being $0.85.
Whereas traders scrutinize income and earnings adjustments year-over-year and the way they examine with Wall Road expectations to find out their subsequent transfer, some key metrics at all times provide a extra correct image of an organization’s monetary well being.
Since these metrics play an important position in driving the top- and bottom-line numbers, evaluating them with the year-ago numbers and what analysts estimated about them helps traders higher challenge a inventory’s worth efficiency.
Right here is how FB Monetary carried out within the simply reported quarter by way of the metrics most generally monitored and projected by Wall Road analysts:
- Effectivity Ratio: 60.9% versus the three-analyst common estimate of 57.3%.
- Web Curiosity Margin: 3.6% versus 3.6% estimated by three analysts on common.
- Common Incomes Property: $12.39 billion versus the two-analyst common estimate of $12.39 billion.
- Web Cost-offs throughout the interval to Common Loans excellent: 0.1% versus the two-analyst common estimate of 0.1%.
- Mortgage banking earnings: $12.43 million versus the three-analyst common estimate of $10.66 million.
- Complete Noninterest earnings: $23.03 million versus the three-analyst common estimate of $22.81 million.
- Web curiosity earnings (tax-equivalent foundation): $108.43 million in comparison with the $109.51 million common estimate primarily based on two analysts.
- Different Revenue: $1.35 million versus the two-analyst common estimate of $2.51 million.
- Service fees on deposit accounts: $3.48 million in comparison with the $3.40 million common estimate primarily based on two analysts.
- Web Curiosity Revenue: $107.64 million versus the two-analyst common estimate of $109.79 million.
- ATM and interchange charges: $2.68 million versus the two-analyst common estimate of $2.86 million.
- Funding companies and belief earnings: $3.71 million versus the two-analyst common estimate of $3.70 million.
View all Key Company Metrics for FB Financial here>>>
Shares of FB Monetary have returned -12.6% over the previous month versus the Zacks S&P 500 composite’s -3.6% change. The inventory at present has a Zacks Rank #1 (Robust Purchase), indicating that it may outperform the broader market within the close to time period.
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FB Financial Corporation (FBK) : Free Stock Analysis Report
This article originally published on Zacks Investment Research (zacks.com).
The views and opinions expressed herein are the views and opinions of the creator and don’t essentially replicate these of Nasdaq, Inc.
