First Monetary Corp. (THFF) reported $61.82 million in income for the quarter ended December 2024, representing a year-over-year enhance of 21.6%. EPS of $1.37 for a similar interval compares to $1.06 a yr in the past.
The reported income represents a shock of +6.76% over the Zacks Consensus Estimate of $57.9 million. With the consensus EPS estimate being $1.29, the EPS shock was +6.20%.
Whereas buyers carefully watch year-over-year adjustments in headline numbers — income and earnings — and the way they evaluate to Wall Avenue expectations to find out their subsequent plan of action, some key metrics at all times present a greater perception into an organization’s underlying efficiency.
Since these metrics play an important position in driving the top- and bottom-line numbers, evaluating them with the year-ago numbers and what analysts estimated about them helps buyers higher mission a inventory’s value efficiency.
Right here is how First Monetary Corp. carried out within the simply reported quarter when it comes to the metrics most generally monitored and projected by Wall Avenue analysts:
- Internet Curiosity Margin: 3.9% versus the two-analyst common estimate of three.8%.
- Effectivity Ratio: 63% versus the two-analyst common estimate of 61.9%.
- Whole Non Curiosity Revenue: $12.21 million versus the two-analyst common estimate of $10.80 million.
- Acquire on sale of mortgage loans: $0.27 million in comparison with the $0.30 million common estimate primarily based on two analysts.
View all Key Company Metrics for First Financial Corp. here>>>
Shares of First Monetary Corp. have returned +6.9% over the previous month versus the Zacks S&P 500 composite’s +1% change. The inventory presently has a Zacks Rank #3 (Maintain), indicating that it might carry out consistent with the broader market within the close to time period.
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