F.N.B. (FNB) reported $411.61 million in income for the quarter ended March 2025, representing a year-over-year enhance of 1.2%. EPS of $0.32 for a similar interval compares to $0.34 a 12 months in the past.
The reported income represents a shock of +0.54% over the Zacks Consensus Estimate of $409.41 million. With the consensus EPS estimate being $0.30, the EPS shock was +6.67%.
Whereas traders scrutinize income and earnings adjustments year-over-year and the way they evaluate with Wall Avenue expectations to find out their subsequent transfer, some key metrics at all times supply a extra correct image of an organization’s monetary well being.
As these metrics affect top- and bottom-line efficiency, evaluating them to the year-ago numbers and what analysts estimated helps traders venture a inventory’s value efficiency extra precisely.
Right here is how F.N.B. carried out within the simply reported quarter by way of the metrics most generally monitored and projected by Wall Avenue analysts:
- Effectivity Ratio: 58.5% versus the four-analyst common estimate of 59.3%.
- Internet Curiosity Margin: 3% versus 3.1% estimated by 4 analysts on common.
- Common Stability – Whole curiosity incomes belongings: $43.44 billion in comparison with the $43.04 billion common estimate based mostly on three analysts.
- Whole Non-Performing Loans: $161 million versus the two-analyst common estimate of $141.10 million.
- Internet charge-offs to common loans: 0.2% in comparison with the 0.2% common estimate based mostly on two analysts.
- Whole Non-Curiosity Revenue: $87.77 million versus the four-analyst common estimate of $87.80 million.
- Mortgage banking operations: $6.99 million in comparison with the $6.48 million common estimate based mostly on 4 analysts.
- Internet Curiosity Revenue: $323.85 million versus $320.81 million estimated by three analysts on common.
- Capital markets earnings: $5.32 million versus $6.59 million estimated by three analysts on common.
- Belief companies: $12.40 million in comparison with the $11.73 million common estimate based mostly on three analysts.
- Insurance coverage commissions and costs: $5.79 million in comparison with the $5.77 million common estimate based mostly on three analysts.
- Internet curiosity earnings (FTE): $326.83 million versus the three-analyst common estimate of $324.07 million.
View all Key Company Metrics for F.N.B. here>>>
Shares of F.N.B. have returned -9.6% over the previous month versus the Zacks S&P 500 composite’s -4.2% change. The inventory at the moment has a Zacks Rank #3 (Maintain), indicating that it may carry out consistent with the broader market within the close to time period.
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F.N.B. Corporation (FNB) : Free Stock Analysis Report
This article originally published on Zacks Investment Research (zacks.com).
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