For the quarter ended December 2024, First Neighborhood (FCCO) reported income of $17.47 million, up 14.7% over the identical interval final 12 months. EPS got here in at $0.55, in comparison with $0.43 within the year-ago quarter.
The reported income represents a shock of +2.16% over the Zacks Consensus Estimate of $17.1 million. With the consensus EPS estimate being $0.50, the EPS shock was +10.00%.
Whereas traders carefully watch year-over-year modifications in headline numbers — income and earnings — and the way they examine to Wall Road expectations to find out their subsequent plan of action, some key metrics at all times present a greater perception into an organization’s underlying efficiency.
As these metrics affect top- and bottom-line efficiency, evaluating them to the year-ago numbers and what analysts estimated helps traders venture a inventory’s worth efficiency extra precisely.
Right here is how First Neighborhood carried out within the simply reported quarter by way of the metrics most generally monitored and projected by Wall Road analysts:
- Internet curiosity margin (taxable equal): 3% versus the two-analyst common estimate of three%.
- Effectivity Ratio: 66.7% in comparison with the 69.5% common estimate based mostly on two analysts.
- Complete Non-Curiosity Revenue: $3.61 million versus the two-analyst common estimate of $3.52 million.
View all Key Company Metrics for First Community here>>>
Shares of First Neighborhood have returned -0.9% over the previous month versus the Zacks S&P 500 composite’s +2.1% change. The inventory presently has a Zacks Rank #3 (Maintain), indicating that it may carry out in step with the broader market within the close to time period.
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First Community Corporation (FCCO) : Free Stock Analysis Report
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