Hancock Whitney (HWC) reported $364.7 million in income for the quarter ended March 2025, representing a year-over-year enhance of three%. EPS of $1.38 for a similar interval compares to $1.28 a 12 months in the past.
The reported income compares to the Zacks Consensus Estimate of $364.77 million, representing a shock of -0.02%. The corporate delivered an EPS shock of +7.81%, with the consensus EPS estimate being $1.28.
Whereas traders carefully watch year-over-year adjustments in headline numbers — income and earnings — and the way they examine to Wall Avenue expectations to find out their subsequent plan of action, some key metrics at all times present a greater perception into an organization’s underlying efficiency.
As these metrics affect top- and bottom-line efficiency, evaluating them to the year-ago numbers and what analysts estimated helps traders mission a inventory’s worth efficiency extra precisely.
Right here is how Hancock Whitney carried out within the simply reported quarter by way of the metrics most generally monitored and projected by Wall Avenue analysts:
- Web curiosity margin (TE): 3.4% versus 3.4% estimated by 4 analysts on common.
- Effectivity Ratio: 55.2% versus the four-analyst common estimate of 56.5%.
- Whole web charge-offs as a share of common loans: 0.2% versus 0.2% estimated by three analysts on common.
- Common Stability – Whole curiosity incomes belongings: $32.02 billion versus $32.32 billion estimated by three analysts on common.
- Whole nonperforming loans: $104.21 million versus $105.41 million estimated by two analysts on common.
- Whole nonperforming belongings(Whole nonaccrual loans + ORE and foreclosed belongings): $130.90 million versus the two-analyst common estimate of $138.12 million.
- Whole Noninterest Earnings: $94.79 million versus the four-analyst common estimate of $92.10 million.
- Web curiosity revenue (TE): $272.71 million in comparison with the $276.21 million common estimate primarily based on 4 analysts.
- Web Curiosity Earnings: $269.91 million versus the three-analyst common estimate of $272.82 million.
- Secondary mortgage market operations: $3.47 million versus $3.25 million estimated by two analysts on common.
- Financial institution card and ATM charges: $20.71 million in comparison with the $20.92 million common estimate primarily based on two analysts.
- Funding and annuity charges and insurance coverage commissions: $11.42 million versus $12.39 million estimated by two analysts on common.
View all Key Company Metrics for Hancock Whitney here>>>
Shares of Hancock Whitney have returned -7.3% over the previous month versus the Zacks S&P 500 composite’s -3.9% change. The inventory at the moment has a Zacks Rank #3 (Maintain), indicating that it may carry out according to the broader market within the close to time period.
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Hancock Whitney Corporation (HWC) : Free Stock Analysis Report
This article originally published on Zacks Investment Research (zacks.com).
The views and opinions expressed herein are the views and opinions of the writer and don’t essentially replicate these of Nasdaq, Inc.