For the quarter ended September 2024, HBT Monetary (HBT) reported income of $56.44 million, down 2.3% over the identical interval final 12 months. EPS got here in at $0.61, in comparison with $0.63 within the year-ago quarter.
The reported income compares to the Zacks Consensus Estimate of $57.05 million, representing a shock of -1.07%. The corporate delivered an EPS shock of +5.17%, with the consensus EPS estimate being $0.58.
Whereas traders scrutinize income and earnings adjustments year-over-year and the way they evaluate with Wall Road expectations to find out their subsequent transfer, some key metrics at all times provide a extra correct image of an organization’s monetary well being.
As these metrics affect top- and bottom-line efficiency, evaluating them to the year-ago numbers and what analysts estimated helps traders mission a inventory’s worth efficiency extra precisely.
Right here is how HBT Monetary carried out within the simply reported quarter by way of the metrics most generally monitored and projected by Wall Road analysts:
- Web curiosity margin (FTE): 4% in comparison with the 4% common estimate primarily based on two analysts.
- Common Balances – Curiosity-earning belongings: $4.77 billion versus the two-analyst common estimate of $4.77 billion.
- Web charge-offs to common loans: 0.1% versus 0.1% estimated by two analysts on common.
- Effectivity Ratio: 54.2% versus the two-analyst common estimate of 54%.
- Card revenue: $2.75 million versus $2.89 million estimated by two analysts on common.
- Different noninterest revenue: $0.86 million versus the two-analyst common estimate of $0.89 million.
- Web curiosity revenue (FTE): $48.29 million versus $47.55 million estimated by two analysts on common.
- Service expenses on deposit accounts: $2.08 million versus $2.03 million estimated by two analysts on common.
- Wealth administration charges: $2.67 million versus the two-analyst common estimate of $2.70 million.
- Complete noninterest revenue: $8.71 million versus the two-analyst common estimate of $9.81 million.
- Mortgage servicing: $1.11 million versus the two-analyst common estimate of $1.06 million.
View all Key Company Metrics for HBT Financial here>>>
Shares of HBT Monetary have returned -1% over the previous month versus the Zacks S&P 500 composite’s +4.5% change. The inventory at the moment has a Zacks Rank #4 (Promote), indicating that it might underperform the broader market within the close to time period.
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HBT Financial, Inc. (HBT) : Free Stock Analysis Report
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