For the quarter ended March 2024, House Bancorp (HBCP) reported income of $32.45 million, down 7.1% over the identical interval final yr. EPS got here in at $1.14, in comparison with $1.39 within the year-ago quarter.
The reported income compares to the Zacks Consensus Estimate of $32.25 million, representing a shock of +0.62%. The corporate delivered an EPS shock of +14.00%, with the consensus EPS estimate being $1.00.
Whereas buyers scrutinize income and earnings modifications year-over-year and the way they examine with Wall Avenue expectations to find out their subsequent transfer, some key metrics all the time provide a extra correct image of an organization’s monetary well being.
As these metrics affect top- and bottom-line efficiency, evaluating them to the year-ago numbers and what analysts estimated helps buyers undertaking a inventory’s value efficiency extra precisely.
Right here is how House Bancorp carried out within the simply reported quarter when it comes to the metrics most generally monitored and projected by Wall Avenue analysts:
- Effectivity Ratio: 64.3% versus 67.1% estimated by three analysts on common.
- Internet Curiosity Margin: 3.6% versus the three-analyst common estimate of three.7%.
- Complete nonperforming property: $21.95 million versus $10.53 million estimated by two analysts on common.
- Complete nonperforming loans: $20.35 million versus the two-analyst common estimate of $9.49 million.
- Complete Common Curiosity-Incomes Belongings: $3.13 billion in comparison with the $3.12 billion common estimate based mostly on two analysts.
- Annualized YTD web mortgage recoveries (charge-offs) to common loans: 0% versus the two-analyst common estimate of 0.1%.
- Complete Noninterest Earnings: $3.55 million in comparison with the $3.62 million common estimate based mostly on three analysts.
- Internet Curiosity Earnings: $28.90 million versus the three-analyst common estimate of $28.55 million.
View all Key Company Metrics for Home Bancorp here>>>
Shares of House Bancorp have returned -1.9% over the previous month versus the Zacks S&P 500 composite’s -1.1% change. The inventory presently has a Zacks Rank #3 (Maintain), indicating that it may carry out according to the broader market within the close to time period.
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Home Bancorp, Inc. (HBCP) : Free Stock Analysis Report
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